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Before you begin consolidating your credit card debt, you'll need to make sure that debt consolidation will be a good option for you. Take a look at all your current credit cards. Note their interest rates. Consolidation will be a good option if you have a wide range of interest rates on your cards. That's the benefit of consolidation - moving all your various higher interest rate balances to a card with the lowest interest rates. However, if all of your cards have the same interest rate, like 16%, then it's not going to help you to move your balances to a single card that still has the same interest rate.
After looking at your current cards, if you have a varied range of interest rates, you should definitely start consolidating your credit card debt onto one card. Obviously your best choice to transfer all your balances to will be the credit card with the lowest interest rate. Talk to your card company about transferring balances. Most companies already have methods in place that will allow you to do this with ease.

best way to pay off credit card debtBefore you begin consolidating your credit card debt, you'll need to make sure that debt consolidation will be a good option for you. Take a look at all your current credit cards. Note their interest rates. Consolidation will be a good option if you have a wide range of interest rates on your cards. That's the benefit of consolidation - moving all your various higher interest rate balances to a card with the lowest interest rates. However, if all of your cards have the same interest rate, like 16%, then it's not going to help you to move your balances to a single card that still has the same interest rate. After looking at your current cards, if you have a varied range of interest rates, you should definitely start consolidating your credit card debt onto one card. Obviously your best choice to transfer all your balances to will be the credit card with the lowest interest rate. Talk to your card company about transferring balances. Most companies already have methods in place that will allow you to do this with ease. best way to pay off credit card debt

how to consolidate credit cardsBefore you begin consolidating your credit card debt, you'll need to make sure that debt consolidation will be a good option for you. Take a look at all your current credit cards. Note their interest rates. Consolidation will be a good option if you have a wide range of interest rates on your cards. That's the benefit of consolidation - moving all your various higher interest rate balances to a card with the lowest interest rates. However, if all of your cards have the same interest rate, like 16%, then it's not going to help you to move your balances to a single card that still has the same interest rate. After looking at your current cards, if you have a varied range of interest rates, you should definitely start consolidating your credit card debt onto one card. Obviously your best choice to transfer all your balances to will be the credit card with the lowest interest rate. Talk to your card company about transferring balances. Most companies already have methods in place that will allow you to do this with ease. how to consolidate credit cards